SBA opens Disaster Loan Outreach Center

ROSEBURG, Ore. – The U.S. Small Business Administration opened a Disaster Loan Outreach Center on Wednesday, July 2, at the Roseburg Public Safety Center to help small businesses, residents and private nonprofits impacted by severe storms, flooding, landslides and mudslides that took place in March.

The center will be open from 8 a.m. to 4:30 p.m. Mondays through Fridays in the Salmon Room on the top floor of the Public Safety Center, 700 S.E. Douglas Ave. in Roseburg, according to a Small Business Administration press release.

Please note that the PSC and other City buildings will be closed Friday, July 4, for the Fourth of July holiday.

At 4:30 p.m. Thursday, July 3, the SBA will permanently close the Disaster Loan Outreach Center originally set up on Tuesday, July 1, in the Third Floor Conference Room at the Oregon Department of Human Services, 738 W. Harvard Ave. in Roseburg. That center will continue to offer services from 8 a.m. to 4:30 p.m. Wednesday, July 2, and Thursday, July 3.

At both locations, SBA customer service representatives are available to answer questions and provide personalized assistance to business owners, residents and nonprofits – including help with the disaster loan application process. Walk-ins are welcome. No appointment is needed. However, anyone who’d like to set up an appointment can do so at appointment.sba.gov.

The centers opened shortly after a Tuesday, June 24, federal administrative declaration of a disaster for the State of Oregon tied to severe storms, flooding, landslides and mudslides from Thursday, March 13, through Thursday, March 20.

The filing deadline to return applications for physical property damage is Aug. 25, 2025.

The deadline to return economic injury applications is March 24, 2026.
Here’s additional information provided in the Small Business Administration press release:

“When disasters strike, SBA’s Disaster Loan Outreach Centers perform an important role by assisting small businesses and their communities,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the U.S. Small Business Administration. “At these centers, our SBA specialists help business owners and residents apply for disaster loans and learn about the full range of programs available to support their recovery.”

Businesses and nonprofits are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property, such as clothing, furniture, cars, and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.

Applicants may be eligible for a loan increase of up to 20% of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future disasters.

The SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, nurseries, and private nonprofit organizations impacted by financial losses directly related to these disasters. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.

EIDLs are available for working capital needs caused by the disaster and are available even if the business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.

Interest rates are as low as 4% for small businesses, 3.625% for nonprofits, and 2.75% for homeowners and renters with terms up to 30 years. Interest does not begin to accrue, and payments are not due until 12 months from the date of the first loan disbursement. The SBA determines eligibility and sets loan amounts and terms based on each applicant’s financial condition.

To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.